Natural disasters, such as hurricanes, forest fires, and tornadoes happen all around us. Unfortunately, this is a prime opportunity for scammers, as they tend to follow every disaster, looking for opportunities to take advantage of those impacted by the disaster, or those willing to help those impacted.

You're pretty "foolproof," right? You don't fall for those obvious scams that make you look and feel like a fool, do you?

Let's take a look at the list. Have you ever fallen for one of these?

From Scam Emails, Letters and Phone Calls

Remember scam emails? They would offer you a big commission if you let a total stranger in a foreign country deposit ten million dollars in your bank account for a few weeks! Or, they told you that you won the lottery and they'd like to deposit a big check into your account, and all you have to do is wire back the taxes!

If you're about to take a trip, beware! There are travel scams aplenty. If you don't think first, there's a good chance you'll be an unwitting victim. Here's an overview of a bunch of "popular" travel scams.

What is crowdfunding? And what does it have to do with you? Perhaps nothing, or perhaps just not yet, but we think it's important enough for you to know about.

Though crowdfunding is regulated by the government, there are a couple of dangers you need to be aware of.

Monitoring credit scores on a regular basis is a very smart thing for every consumer to do.

Has FreeCreditReport.com got a bargain for you! I am 99.9% sure that you have heard of freecreditreport.com. Am I right? You've probably seen or heard the company's catchy commercials.

There are millions of scams out there. They arrive by many avenues...the web, mail, phone, text messages and even in person. They rip you off, steal your money, hurt your credit and cause major irritation. And they are aimed at all of us...any age.

Ever download an app? If you get a text message the next day saying, "There's a security problem with the app you downloaded," would you read it? Would you click the link in the text?